I had been hoping to avoid that, but looking at this, it would be stupid to. If I accept a settlement, I am by default left fighting against the other insurance company (my health insurance company), and having a lawyer is simply mandatory for that. I don't know my rights, and the insurance company's responsibilities, well enough to do that on my own.
The lawyer definitely feels I'm being lowballed on the insurance settlement. I'm mixed on that sentiment for a variety of reasons, but I *really* don't want to come out of this having spent a vast amount of money I can't get back on medical care.